FLEX - Instant Payments IS A MEMBER OF FIN

Your identity.
A more connected
financial world.

The Financial Identity Network (FIN), powered by Pario, brings payment identity and participating institutions into one shared framework—with clear boundaries around each relationship.

Discover FIN at Pario

WHAT THE NETWORK CONNECTS

One identity.
Distinct relationships.

FIN is designed to help a verified identity support connected financial services. Your PayTag makes you recognisable; participating institutions provide their own eligible services. Each institution keeps responsibility for its customer relationship, checks and product decisions.

FLEX - Instant PaymentsYOUR PAYMENT IDENTITY₦cindyflexFictional PayTag example
01 / IDENTITY

Be recognised.

Verified identity provides a foundation for access. Reuse of identity evidence follows permissions and the checks required for that service.

02 / PAYTAG

Be easy to find.

A memorable identifier helps resolve permitted payment destinations. Your PayTag identifies you; it is separate from a wallet, balance or payment credential.

03 / INSTITUTIONS

Keep the relationship clear.

Participating institutions retain their own accounts, wallet responsibilities, eligibility rules and terms. Network membership does not give unrestricted access to your information.

What this means for your FLEX - Instant Payments.

FLEX - Instant Payments brings the idea into everyday payments through PayTag. FIN provides the wider framework for identity continuity and connections between participating institutions. Access to any service still depends on that institution’s participation, your eligibility and the permissions in place.

Meet PayTag on FLEX - Instant Payments
FIN is powered byParioExplore the Financial Identity Network at thepariocompany.com