Basic
Silver
- Daily transaction limit
- ₦50,000
- Minimum wallet balance
- ₦250
- Maximum wallet balance
- ₦300,000
Verification listed for this tier
- BVN (Bank Verification Number)
Personal wallet limits
Your identity.
Your room to move.
Silver, Gold and Platinum are verification tiers for your personal wallet on FLEX - Instant Payments, including personal PayTag payments and FLEXme. Compare the limits and verification required to upgrade your personal account.
Enhanced
Gold
- Daily transaction limit
- ₦200,000
- Minimum wallet balance
- ₦500
- Maximum wallet balance
- ₦500,000
Verification listed for this tier
- BVN (Bank Verification Number)
- NIN (National Identification Number)
Premium
Platinum
- Daily transaction limit
- ₦5,000,000
- Minimum wallet balance
- ₦1,000
- Maximum wallet balance
- Unlimited
Verification listed for this tier
- BVN (Bank Verification Number)
- NIN (National Identification Number)
- Valid government-issued ID
- Proof of address
These tiers apply to personal accounts. FLEXmerchant follows separate business verification requirements; review the business terms. Limits checked 15 October 2026. Complete the current verification steps shown in your app. Limits and requirements may change.
Questions about your account?
The support team can help explain your current tier and available limits.